body {background-color:f4f4f4; margin:0px auto; text-align:center;}
table {margin:auto;}

#wrapper {width:760px;
text-align:left;
margin:0px auto;
}

/* main content pane */

#body_text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	background:#FFFFFF url(images/index_05.jpg) bottom right no-repeat;
	vertical-align:top;
	padding:20px;
}
#body_text td {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	padding:5px 0px 5px 0px;
	border-bottom:#f4f4f4 1px solid;
}

#body_text h1{
	font-size: 14px;
	color: #24408f;
}
#body_text h2{
	font-size: 11px;
	font-weight:normal;
}
#left-nav {
background:url(images/left-nav-bg.jpg);
vertical-align:top;
}
#footer {
text-align:right;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
color:#333333;
padding-top:10px;
}
#top-nav {
background-color:#24408f;
text-align:right;
padding:0px 10px 0px 0px;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
color:#FFFFFF;
height:27px;

}
#top-nav a {
color:#FFFFFF;
text-decoration:none;
}
#top-nav a:hover {
text-decoration:underline;
color:#CCCCCC;
}